SSF are sound set files.
They are a binary file type (for whatever reason, they could just as easily be text files) that contains all the names of the voiceline sound file referneces themselves, along with the TLK string reference for the line (or 4294967295 / 0xFFFFFFFF for nothing).
An easy way to read the games default ones are with nwnexplorer. This usefully shows what the TLK entry references actually is (doubtful it reads custom TLK files however).

You can get an editable version of a SSF file by using neverwinter.nim tools. These include nwn_ssf.exe and can convert using:
nwn_ssf.exe -i inputfile.ssf -o outputfile.csv |
The CSV file is made up of 3 columns:
| Column ID | Column Name | Column Example Contents | Description and Notes |
|---|---|---|---|
| 1 | Line ID | 2 | You need lines 0 through 48 |
| 2 | Resref of a sound file (.wav) or blank if no sound file | "c_aasimar_bat1" | While the sound extension is .wav the file type can be MP3 as per the Sounds and Music breakdown |
| 3 | TLK line reference or 4294967295 if no TLK line used | 10723 | Use 4294967295 (which is 0xFFFFFFFF) to show nothing. |
An example CSV you can use for new ones, "Aasimar" - this is notably stripped down which may be useful since most creatures only really need the below ones:
0,,4294967295 1,"c_aasimar_bat1",10723 2,"c_aasimar_bat1",10723 3,"c_aasimar_bat1",10723 4,,4294967295 5,,4294967295 6,,4294967295 7,,4294967295 8,,4294967295 9,,4294967295 10,,4294967295 11,"c_aasimar_atk1",4294967295 12,"c_aasimar_atk1",4294967295 13,"c_aasimar_atk1",4294967295 14,"c_aasimar_hit1",4294967295 15,"c_aasimar_hit1",4294967295 16,"c_aasimar_hit1",4294967295 17,,4294967295 18,"c_aasimar_dead",4294967295 19,,4294967295 20,,4294967295 21,,4294967295 22,,4294967295 23,,4294967295 24,,4294967295 25,,4294967295 26,,4294967295 27,,4294967295 28,,4294967295 29,,4294967295 30,,4294967295 31,,4294967295 32,,4294967295 33,"c_aasimar_slct",10724 34,,4294967295 35,,4294967295 36,,4294967295 37,,4294967295 38,,4294967295 39,,4294967295 40,,4294967295 41,,4294967295 42,,4294967295 43,,4294967295 44,,4294967295 45,,4294967295 46,,4294967295 47,,4294967295 48,,4294967295 |
To convert back use:
nwn_ssf.exe -i inputfile.csv -o outputfile.ssf |